招商银行信用卡（个人卡）通用领用合约

____L________€__爢__________X蜊_l蜊_____,g__G農?鶥L梒5A霟r4 鞮O }_睕u鹳j_}}{\*\xmlnstbl {\xmlns1 http://schemas.microsoft.com/office/word/2003/wordml}}\paperw11906\paperh16838\margl1077\margr2186\margt567\margb567\gutter0\ltrsect \deftab420\ftnbj\aenddoc\trackmoves0\trackformatting1\donotembedsysfont1\relyonvml0\donotembedlingdata0\grfdocevents0\validatexml1\showplaceholdtext0\ignoremixedcontent0\saveinvalidxml0\showxmlerrors1\formshade\annotprot\horzdoc\dgmargin\dghspace180\dgvspace156\dghorigin1077\dgvorigin567\dghshow0\dgvshow2\jcompress\lnongrid\viewkind1\viewscale120\splytwnine\ftnlytwnine\htmautsp\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule\nobrkwrptbl\snaptogridincell\allowfieldendsel\wrppunct\asianbrkrule\rsidroot2956572\stylelock\stylelockenforced\stylelockbackcomp\newtblstyruls\nogrowautofit\utinl {\*\fchars !),.:\'3b?]\'7d¨·ˇˉ―‖’”…∶、。〃々〉》」』】〕〗！＂＇），．：；？］｀｜｝～￠}{\*\lchars ([\'7b·‘“〈《「『【〔〖（．［｛￡￥}\fet0{\*\wgrffmtfilter 013f}\ilfomacatclnup0{\*\tci 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\ltrpar \pard\plain \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8550167 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs21\lang1033\langfe2052\kerning2\loch\af0\hich\af0\dbch\af13\cgrid\langnp1033\langfenp2052 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16544164 \chftnsep __\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8550167 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs21\lang1033\langfe2052\kerning2\loch\af0\hich\af0\dbch\af13\cgrid\langnp1033\langfenp2052 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16544164 \chftnsepc __\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8550167 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs21\lang1033\langfe2052\kerning2\loch\af0\hich\af0\dbch\af13\cgrid\langnp1033\langfenp2052 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16544164 \chftnsep __\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8550167 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs21\lang1033\langfe2052\kerning2\loch\af0\hich\af0\dbch\af13\cgrid\langnp1033\langfenp2052 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16544164 \chftnsepc __\par }}\ltrpar \sectd \ltrsect\psz9\linex0\headery851\footery992\colsx425\endnhere\sectlinegrid312\sectspecifyl\sectrsid4470533\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta \dbch .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta \dbch .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta \dbch .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta \dbch )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb \dbch (}{\pntxta \dbch )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb \dbch (}{\pntxta \dbch )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb \dbch (}{\pntxta \dbch )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb \dbch (}{\pntxta \dbch )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb \dbch (}{\pntxta \dbch )}}\pard\plain \ltrpar\qc \li-359\ri25\sb100\sa100\sbauto1\saauto1\sl270\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin25\lin-359\itap0\culi-171\curi12\pararsid16611453 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs21\lang1033\langfe2052\kerning2\loch\af0\hich\af0\dbch\af13\cgrid\langnp1033\langfenp2052 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 招商银行信用卡（个人卡）}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid590836 \loch\af13\hich\af13\dbch\f13 通用}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 领用合约}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\sl300\slmult0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11811593 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836 \loch\af13\hich\af13\dbch\f13 《招商银行信用卡（个人卡）通用领用合约》的主要条款简述如下，敬请关注：}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 招商银行}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid15151733\charrsid3091303 \loch\af13\hich\af13\dbch\f13 股份有限公司信用卡中心}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid15151733\delrsid15151733\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 (}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 以下简称}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \u8220\'a1\'b0}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 甲方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \u8221\'a1\'b1\hich\af13\dbch\af13\loch\f13 )}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 招商银行信用卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 (}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 以下简称}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \u8220\'a1\'b0}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 信用卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \u8221\'a1\'b1\hich\af13\dbch\af13\loch\f13 )}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 申}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid4198649 \loch\af13\hich\af13\dbch\f13 领}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 人}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 (}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 以下简称}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \u8220\'a1\'b0}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \u8221\'a1\'b1\hich\af13\dbch\af13\loch\f13 )}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836\delrsid590836\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 第一条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 申请}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11811593\charrsid11811593 \hich\af13\dbch\af13\loch\f13 1}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡申请人保证向甲方提供的所有申请资料是正确、完整、真实的，同意甲方向任何有关方面}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 （包括但不限于中国人民银行个人信用信息基础数据库）}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid1529193 \loch\af13\hich\af13\dbch\f13 了解和查询其}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid1529193 \loch\af13\hich\af13\dbch\f13 资}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 产、资信}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 、个人信用信息}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 等情况，并保留相关资料。甲方有权收集、处理、传递及应用乙方及其附属卡申请人的个人资料\loch\af13\hich\af13\dbch\f13 。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡申请人同意甲方向中国人民银行个人信用信息基础数据库报送其个人信用信息，同意甲方将其个人资料及信用状况披露给招商银行集团成员（包括但不限于招商银行境内外全资子公司、控股子公司等）、招商银行的服务机构、代理人、外包作业机构、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid1529193 \loch\af13\hich\af13\dbch\f13 联名卡合作方、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11811593\charrsid2898426 \loch\af13\hich\af13\dbch\f13 相关资信机构等。乙方及其附属卡申请人同意甲方有权出于为乙方及其附属卡申请人提供综合化服务的目的视情况向其他任何甲方认为必要的业务合作机构披露乙方及其附属卡申请人资料。甲方承诺将要求相关合作机构对乙方及其附属卡申请人资料承担保密义务。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11734142 __\par }\pard \ltrpar\ql \li0\ri0\sl300\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10969377 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836 \hich\af13\dbch\af13\loch\f13 2}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 甲方对信用卡实行多卡归户\loch\af13\hich\af13\dbch\f13 管理，持卡人名下所有卡片（含主卡、附属卡）均属于同一信用卡账户。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16270630\charrsid3091303 \loch\af13\hich\af13\dbch\f13 主卡持卡人及}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16270630\charrsid3091303 \loch\af13\hich\af13\dbch\f13 具有完全民事行为能力的}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16270630\charrsid3091303 \loch\af13\hich\af13\dbch\f13 附属卡持卡人均承诺对主卡和附属卡项下发生的全部债务负连带清偿责任}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16270630\charrsid3091303 \loch\af13\hich\af13\dbch\f13 ，}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid16270630\charrsid3091303 \loch\af13\hich\af13\dbch\f13 具有限制民事行为能力的附属卡持卡人只对附属卡项下发生的债务承担清偿责任。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836 \hich\af13\dbch\af13\loch\f13 3}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid15018917\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 信用额度是持卡人名下所有卡片（含主卡、附属卡）的共用额度，也是人民币账户与美元账户的共用额度。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 甲方有权依据乙方的资信状况核}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid4475462\charrsid3091303 \loch\af13\hich\af13\dbch\f13 给}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 或调整其信用额度，}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid13710447\charrsid3091303 \loch\af13\hich\af13\dbch\f13 并将信用}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13710447\charrsid3091303 \loch\af13\hich\af13\dbch\f13 额度调整的信息}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13710447\charrsid3091303 \loch\af13\hich\af13\dbch\f13 及时}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13710447\charrsid3091303 \loch\af13\hich\af13\dbch\f13 通知乙方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13710447\charrsid3091303 \loch\af13\hich\af13\dbch\f13 ，}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方的信用额度与其附属卡持卡人共享。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 依据乙方的}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid16146703\charrsid3091303 \loch\af13\hich\af13\dbch\f13 资信状况及}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid7082102\charrsid3091303 \loch\af13\hich\af13\dbch\f13 信用额度}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid12667470\charrsid3091303 \loch\af13\hich\af13\dbch\f13 使用情况}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 ，甲方有权对其核发\loch\af13\hich\af13\dbch\f13 或调整为相应等级的信用卡。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836 \hich\af13\dbch\af13\loch\f13 4}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11366012\charrsid3091303 \loch\af13\hich\af13\dbch\f13 、甲方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10969377\charrsid3091303 \loch\af13\hich\af13\dbch\f13 有权经乙方同意后为乙方核发其他卡种的信用卡。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par __\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\nowidctlpar\tx1080\tx1440\tx1620\tx2880\tx3600\tx4320\wrapdefault\faauto\nosnaplinegrid\rin0\lin0\itap0\pararsid590836 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 第二条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 使用}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836 \hich\af13\dbch\af13\loch\f13 1}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836\charrsid3091303 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡持卡人收到信用卡后，应立即在信用卡背面的签名栏签}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\cf1\kerning0\insrsid590836\charrsid335313 \loch\af13\hich\af13\dbch\f13 上与申请表相同的签}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836\charrsid3091303 \loch\af13\hich\af13\dbch\f13 名，并在使用信用卡交易时使用相同的签名，否则，由此产生的损失由乙方承担。}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836 \loch\af13\hich\af13\dbch\f13 甲方}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836\charrsid4412311 \loch\af13\hich\af13\dbch\f13 通过}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836 \loch\af13\hich\af13\dbch\f13 甲方}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836\charrsid4412311 \loch\af13\hich\af13\dbch\f13 指定的途径向}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡持卡人}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836\charrsid4412311 \loch\af13\hich\af13\dbch\f13 提供}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836\charrsid4412311 \loch\af13\hich\af13\dbch\f13 查询密码、交易密码（即预借现金密码和刷卡消费密码）}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836 \loch\af13\hich\af13\dbch\f13 ，}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836\charrsid10649333 \loch\af13\hich\af13\dbch\f13 交易密码须}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836 \loch\af13\hich\af13\dbch\f13 逐卡}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid590836\charrsid10649333 \loch\af13\hich\af13\dbch\f13 设置。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid590836 \loch\af13\hich\af13\dbch\f13 对于乙方及其附属卡持卡人密码保管不善造成的损失，由乙方及附属卡持卡人自行承担。}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\nowidctlpar\tx1080\tx1440\tx1620\tx2880\tx3600\tx4320\wrapdefault\faauto\nosnaplinegrid\rin0\lin0\itap0\pararsid3563949 {\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \cs21\f13\fs18\cf17\insrsid11942066\charrsid4412311 \hich\af13\dbch\af13\loch\f13 2}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \cs21\f13\fs18\cf17\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 凡使用密码进行的交易均视为乙方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11942066 \loch\af13\hich\af13\dbch\f13 及其附属卡持卡人}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 本人所为}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 ，}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 依据密码等电子信息为}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 持卡人办理的存取款、转}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid12654213 \loch\af13\hich\af13\dbch\f13 账}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 结算等各类交易，交易所产生的电子信息记录均为该项交易的有效凭据。凡未使用密码进行的交易，则记载有持卡人签名的交易凭证及}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066 \loch\af13\hich\af13\dbch\f13 甲方}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 与}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid12525539\charrsid4412311 \loch\af13\hich\af13\dbch\f13 乙方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid12525539 \loch\af13\hich\af13\dbch\f13 及其附属卡持卡人}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 约定的其他证明文件为该项交易完成的有效凭证，}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 但}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid12525539\charrsid4412311 \loch\af13\hich\af13\dbch\f13 乙方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid12525539 \loch\af13\hich\af13\dbch\f13 及其附属卡持卡人}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 与}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid11942066 \loch\af13\hich\af13\dbch\f13 甲方}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 另有约定的除外}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11942066\charrsid4412311 \loch\af13\hich\af13\dbch\f13 。}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\cgrid0\insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\nowidctlpar\tx1080\tx1440\tx1620\tx2880\tx3600\tx4320\wrapdefault\faauto\nosnaplinegrid\rin0\lin0\itap0\pararsid8854280 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280 \hich\af13\dbch\af13\loch\f13 3}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡持卡人通过维萨、万事达卡}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid1991332 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid1991332 \hich\af13\dbch\af13\loch\f13 JCB}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 或其他非银联卡组织在境外及在要求以外币结算的商户、网站上使用信用卡时均以美元结算，如乙方能够通过甲方客户服务热线提供信用卡项下交易账单信息}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 ,}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 并经甲方核实后，按照经常项目\loch\af13\hich\af13\dbch\f13 下可兑换的要求}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 ,}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 允许乙方用外币现钞和}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \hich\af13\dbch\af13\loch\f13 /}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 或外汇存款偿还或用人民币资金购汇偿还，但如乙方使用信用卡所进行的交易为中华人民共和国法律所禁止的，则甲方不为乙方办理购汇手续。乙方以外币结算方式进行的消费和取现所产生的其他货币与美元的清算汇率依维萨、万事达卡}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid1991332 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid1991332 \hich\af13\dbch\af13\loch\f13 JCB}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 或其他卡组织及甲方的最新规定办理。乙方同意承担因此可能产生的所有汇兑风险、损失、佣金、费用及收费。其中外汇兑换手续费按照交易金额的}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \hich\af13\dbch\af13\loch\f13 1.5%}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 收取。乙方及其附属卡持卡人在境外进行的消费和取现}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10969637\charrsid731093 \loch\af13\hich\af13\dbch\f13 并以人民币记入信用卡账户的交易，}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid2967742\charrsid731093 \loch\af13\hich\af13\dbch\f13 所产生的其他货币与人民币的清算汇率及其他\loch\af13\hich\af13\dbch\f13 费率，依照中国银联及甲方的最新规定办理，乙方同意承担因此可能产生的所有汇兑风险、损失、佣金、费用及收费。}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid11734142 __\par }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid8854280\charrsid731093 \hich\af13\dbch\af13\loch\f13 4}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f13\fs18\insrsid8854280\charrsid731093 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid731093 \loch\af13\hich\af13\dbch\f13 信用卡卡片的有效期限最长为三年，过期自动失效，}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \loch\af13\hich\af13\dbch\f13 但乙方使用信用卡所发生的债权债务关系不因信用卡卡片的逾期失效而消灭。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid2698510 \loch\af13\hich\af13\dbch\f13 乙方同意信用卡到期后甲方可直接核发新卡或招商银行标准信用卡（以下简称“标准卡”）给乙方。若甲方直接核发标准卡给乙方，则乙方无需另行填写申请表格，乙方知悉并自觉遵守《招商银行信用卡（个人卡）领用合约》的各项规定，《招商银行信用卡（个人卡）领用合约》与本合约的规定不一致的，以《招商银行信用卡\loch\af13\hich\af13\dbch\f13 （个人卡）领用合约》为准。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \loch\af13\hich\af13\dbch\f13 若乙方及其附属卡持卡人不愿到期换领新卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid6497004 \loch\af13\hich\af13\dbch\f13 或标准卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \loch\af13\hich\af13\dbch\f13 ，应于卡片的有效期到期前}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \hich\af13\dbch\af13\loch\f13 1}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \loch\af13\hich\af13\dbch\f13 个月致电甲方客户服务热线通知甲方，否则，甲方视同乙方同意到期更换新卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid2698510 \loch\af13\hich\af13\dbch\f13 或标准卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \loch\af13\hich\af13\dbch\f13 ，并为乙方更换新卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid399005 \loch\af13\hich\af13\dbch\f13 或标准卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid8854280\charrsid11557290 \loch\af13\hich\af13\dbch\f13 和收取年费。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \hich\af13\dbch\af13\loch\f13 5}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \loch\af13\hich\af13\dbch\f13 、乙方同意部分信用卡（包括但不限于}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \hich\af13\dbch\af13\loch\f13 VISA}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \loch\af13\hich\af13\dbch\f13 奥运卡等）过期后直接核发甲方指定的招商银行信用卡给乙方。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \hich\af13\dbch\af13\loch\f13 6}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方停止用卡，须及时致电甲方客户服务热线通知甲方，或致电甲方客户服务热线办理销户手续，甲方对已收}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \loch\af13\hich\af13\dbch\f13 取}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176\charrsid3091303 \loch\af13\hich\af13\dbch\f13 的年费不予退还，且乙方未偿还的账款视为于乙方通知甲方停止用卡之日全部}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176\charrsid5396071 \loch\af13\hich\af13\dbch\f13 到期}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176 \loch\af13\hich\af13\dbch\f13 并}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11539176\charrsid5396071 \loch\af13\hich\af13\dbch\f13 一次清偿。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \hich\af13\dbch\af13\loch\f13 7}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466\charrsid10969637 \loch\af13\hich\af13\dbch\f13 乙方\loch\af13\hich\af13\dbch\f13 有义务保管好信用卡，因保管不善被他人使用信用卡，由乙方承担由此造成的一切损失。若乙方故意将信用卡出售、出租、转借或以其他方式交由他人持有或使用的视为违约。应向甲方支付违约金}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466\charrsid10969637 \hich\af13\dbch\af13\loch\f13 1000}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466\charrsid10969637 \loch\af13\hich\af13\dbch\f13 元人民币，甲方有权收回信用卡，并由乙方承担由此造成的一切损失。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \hich\af13\dbch\af13\loch\f13 8}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466\charrsid3091303 \loch\af13\hich\af13\dbch\f13 信用卡如遗失、被窃或发生其它遭乙方以外的他人占有的情形，乙方应致电甲方客户服务热线办理挂失，挂失经甲方确认后即为正式挂失}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \loch\af13\hich\af13\dbch\f13 。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466\charrsid3091303 \loch\af13\hich\af13\dbch\f13 凡正式挂失前所发生经济损失均由乙方承担。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \hich\af13\dbch\af13\loch\f13 9}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid3241466 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588\charrsid5396071 \loch\af13\hich\af13\dbch\f13 信用卡的所有权属于甲方，甲方}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588\charrsid5396071 \loch\af13\hich\af13\dbch\f13 有权依照国家有关规定}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588\charrsid5396071 \loch\af13\hich\af13\dbch\f13 收回或不发卡给乙方，并可授权所属机构和特约商户没\loch\af13\hich\af13\dbch\f13 收信用卡，乙方应继续承担偿还全部欠款和利息的义务，且乙方未偿还的账款视为于甲方收回信用卡或甲方授权机构}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588\charrsid5396071 \hich\af13\dbch\af13\loch\f13 /}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588\charrsid5396071 \loch\af13\hich\af13\dbch\f13 商户没收信用卡之日全部到期}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588 \loch\af13\hich\af13\dbch\f13 并}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10754588\charrsid5396071 \loch\af13\hich\af13\dbch\f13 一次清偿。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid4393274 \hich\af13\dbch\af13\loch\f13 10}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid4393274 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid4393274\charrsid10969637 \loch\af13\hich\af13\dbch\f13 甲方有权随时因其认定的正当理由或卡片的风险控管因素，取消乙方的信用卡交易，并中止或停止乙方使用信用卡的权利。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\sl300\slmult0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11557290 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 第三条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 对账和缴款}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line \hich\af13\dbch\af13\loch\f13 1}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方及其附属卡持卡人}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid533627\charrsid3091303 \loch\af13\hich\af13\dbch\f13 和保证人}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 如发生工作变动、通讯地址或电话变更、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11230136 \loch\af13\hich\af13\dbch\f13 电子邮箱或}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 身份证件号码变更等，应当及时与甲方联系办理资料变更手续。否则，由此产生的损失由乙方承担。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid4393274 \hich\af13\dbch\af13\loch\f13 2}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid4393274 \loch\af13\hich\af13\dbch\f13 、乙方未收到对帐单应主动查询，若在到期还款日前乙方未向甲方提出异议，则视同其已认可全部交易。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14110297 \hich\af13\dbch\af13\loch\f13 3}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14110297 \loch\af13\hich\af13\dbch\f13 、乙方及其附属卡持卡人的当期非现金交易自记账日}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14957965 \loch\af13\hich\af13\dbch\f13 至到期还款日（含）为免息还款期。在免息还款期内偿还当期已出账单的全部款项，无须支付非现金交易的利息。否则，自甲方记账日起按日利率万分之五计收利息至清偿日止，甲方按月计收复利，如有变动按中国人民银行的有关规定执行。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14957965 \hich\af13\dbch\af13\loch\f13 4}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14957965 \loch\af13\hich\af13\dbch\f13 、乙方及其附属卡持卡人一经开通信用卡预借现金功能即可通过}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14957965 \hich\af13\dbch\af13\loch\f13 ATM}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid14957965 \loch\af13\hich\af13\dbch\f13 机、网点柜面、电话以及其他可提供现金服务的机构或渠道提取现金或转账。以信用卡办理预借现金交\loch\af13\hich\af13\dbch\f13 易不享受免息还款期待遇，由甲方记账日起按日利率万分之五计收利息至清偿日止，甲方按月计收复利。预借现金的起息日为预借现金交易发生日。乙方及其附属卡持卡人承诺}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16466310 \loch\af13\hich\af13\dbch\f13 预借现金所得资金不用于投资股市、期市或任何其他股本权益性投资，不从事非法活动。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16466310 \hich\af13\dbch\af13\loch\f13 5}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16466310 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089 \loch\af13\hich\af13\dbch\f13 乙方信用卡内的资金不计付利息。若乙方欲领回卡内溢缴资金，须致电甲方，}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid95248 \loch\af13\hich\af13\dbch\f13 经甲方确认后，}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089 \loch\af13\hich\af13\dbch\f13 以汇款方式将溢缴资金汇入乙方指定的本人账户，乙方应承担汇款手续费，汇款手续费币种以甲方实际汇出款项的币种为准。乙方及其附属卡持卡人以信用卡在}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089 \hich\af13\dbch\af13\loch\f13 ATM}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089 \loch\af13\hich\af13\dbch\f13 机、网点柜面、电话以及其他可提供现金服务的机构\loch\af13\hich\af13\dbch\f13 或渠道提领现金或转账视为信用卡预借现金交易，并按本合约规定标准收取预借现金手续费及利息。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089 \hich\af13\dbch\af13\loch\f13 6}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方可以选择以最低还款额方式还款，即于当期到期还款日}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089\charrsid3091303 \loch\af13\hich\af13\dbch\f13 （含）}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089\charrsid3091303 \loch\af13\hich\af13\dbch\f13 前将不低于最低还款额的款项偿还甲方。选择最低还款额方式不享受免息还款期待遇。乙方如未于每月到期还款日}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089\charrsid3091303 \loch\af13\hich\af13\dbch\f13 （含）}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid487089\charrsid3091303 \loch\af13\hich\af13\dbch\f13 前还清当期最低还款额，除应支付循环信用利息外，还应支付滞纳金}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid136072 \loch\af13\hich\af13\dbch\f13 。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid136072 \hich\af13\dbch\af13\loch\f13 7}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid136072 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 每期最低还款额为}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \hich\af13\dbch\af13\loch\f13 :}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 信用}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 卡一般交易}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 的百分之十，加上前期所有最低还款额未还部分，加上超过信用额度使用的全部款}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 项}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 ，加上所有的费用和利息。乙方如同时持有甲方二张以上的信用卡，其每期最低还款额为其\loch\af13\hich\af13\dbch\f13 持有的各卡的最低还款额的总和。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par __\par }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11159030\charrsid3091303 \loch\af13\hich\af13\dbch\f13 第四条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11159030 \loch\af13\hich\af13\dbch\f13 、其他}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid11159030 \hich\af13\dbch\af13\loch\f13 1}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11159030\charrsid11159030 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方与特约商户或办理预借现金机构发生交易纠纷由双方自行解决，甲方不负任何责任，乙方不得以纠纷为由拒绝偿还因使用信用卡而发生的债务。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074 \hich\af13\dbch\af13\loch\f13 2}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 \loch\af13\hich\af13\dbch\f13 乙方若未依约还款或有违规、欺诈行为造成}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid15466829 \loch\af13\hich\af13\dbch\f13 发卡行}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 \loch\af13\hich\af13\dbch\f13 经济损失}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 ,}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074 \loch\af13\hich\af13\dbch\f13 甲方有权催收、依法追索并停止持卡人卡片之使用。甲方因此而支出的费用（包括律师费和诉讼费）均由乙方承担。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 \loch\af13\hich\af13\dbch\f13 甲方有权扣划乙方在本行的其它账户的存款以及处分其它抵质押物用来清偿}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 ,}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \hich\af0\dbch\af13\loch\f0 }{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 如}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 需}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 扣划}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 乙方}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 未到期的定期存款，乙方同意放弃}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 其}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 未到期存款产生的}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 全部}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid2300602 \loch\af0\hich\af0\dbch\f13 利}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 息，扣收后的定期存款余额}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 一并}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 转入}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 其}{\rtlch\fcs1 \ab\af0\afs18 \ltrch\fcs0 \cs15\fs18\cf1\insrsid7746074\charrsid3091303 \loch\af0\hich\af0\dbch\f13 活期账户。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 \loch\af13\hich\af13\dbch\f13 甲方同时}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid7746074\charrsid3091303 \loch\af13\hich\af13\dbch\f13 保留依照法律程序进行追索的权利。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid2300602\charrsid2300602 \hich\af13\dbch\af13\loch\f13 3}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid2300602\charrsid2300602 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid9714964 \loch\af13\hich\af13\dbch\f13 乙方同意并接受甲方赠送的各项保险及其他服务。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid9714964 \hich\af13\dbch\af13\loch\f13 4}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid9714964 \loch\af13\hich\af13\dbch\f13 、乙方及其附属卡申领人同意在申请联名信用卡时一并}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10449150 \loch\af13\hich\af13\dbch\f13 申请成为联名方会员；亦完全知悉并了解联名方会员俱乐部的各项规定；并接受其相关服务条款。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10449150 \hich\af13\dbch\af13\loch\f13 5}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid10449150 \loch\af13\hich\af13\dbch\f13 、}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid485833\charrsid10969637 \loch\af13\hich\af13\dbch\f13 为防范风险，保障甲乙双方利益，乙方有义务配合甲方的调查，并按甲方要求及时提供相关文件资料。否则，由此造成的损失由乙方承担}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid485833\charrsid8002409 \loch\af13\hich\af13\dbch\f13 。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\ql \fi360\li0\ri0\sl300\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2956572 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 第}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid3086317 \loch\af13\hich\af13\dbch\f13 五}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid8070840 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 本合约}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 及}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 所依据的《招商银行信用卡章程》修改、收费项目或标准变化、利率调整等一经公布}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 （包括但不限于网站公告、营业网点公告、对账单、电子\loch\af13\hich\af13\dbch\f13 邮件、客户服务热线等方式）}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 ，即为有效，无须另行通知乙方，修改后的条款对甲、乙双方均有约束力。}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\ql \li0\ri0\sl300\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7035251 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 第}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid7035251 \loch\af13\hich\af13\dbch\f13 六}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \loch\af13\hich\af13\dbch\f13 甲方与乙方在履行本合约中发生的争议，由双方协商解决，协商不成提起诉讼的，由合约签订地的人民法院管辖。}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid7035251 __\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth7810\clhidemark \cellx7797\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs20 \ltrch\fcs0 \b\f13\fs20\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 招商银行信用卡费用和利息标准表}{\rtlch\fcs1 \ab\af13\afs20 \ltrch\fcs0 \b\f13\fs20\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth7810\clhidemark \cellx7797\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \af13\afs20 \ltrch\fcs0 \f13\fs20\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 收费项目}{\rtlch\fcs1 \af13\afs20 \ltrch\fcs0 \f13\fs20\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \af13\afs20 \ltrch\fcs0 \f13\fs20\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 收费标准}{\rtlch\fcs1 \af13\afs20 \ltrch\fcs0 \f13\fs20\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trrh420\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3078\clshdrawnil\clhidemark \cellx3065\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1900\clhidemark \cellx4965\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2832\clhidemark \cellx7797\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185\charrsid14899966 \loch\af13\hich\af13\dbch\f13 年费（每卡}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185\charrsid14899966 \hich\af13\dbch\af13\loch\f13 <}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185\charrsid14899966 \loch\af13\hich\af13\dbch\f13 套}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185\charrsid14899966 \hich\af13\dbch\af13\loch\f13 >/}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185\charrsid14899966 \loch\af13\hich\af13\dbch\f13 年）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 金卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 主卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB300}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 附属卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB150}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trrh420\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3078\clshdrawnil\clhidemark \cellx3065\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1900\clhidemark \cellx4965\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2832\clhidemark \cellx7797\row \ltrrow}\trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trrh420\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3078\clshdrawnil\clhidemark \cellx3065\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1900\clhidemark \cellx4965\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2832\clhidemark \cellx7797\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 标准卡、普通卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 主卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB100}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 附属卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB50}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trrh420\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3078\clshdrawnil\clhidemark \cellx3065\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1900\clhidemark \cellx4965\clvertalc\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2832\clhidemark \cellx7797\row \ltrrow}\trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 循环信用利息（每日）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 日息万分之五}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 滞纳金}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 最低还款额未还部分的}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 5%}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 ，最低收取}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB10}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元或}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 USD1}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 挂失手续费\loch\af13\hich\af13\dbch\f13 （每卡}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 /}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 每套）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB60}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 /}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 境外补发紧急替代卡手续费（每卡）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid3158185\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 威士卡（}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \hich\af13\dbch\af13\loch\f13 VISA}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 ）}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \hich\af13\dbch\af13\loch\f13 :USD175}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 万事达卡（}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \hich\af13\dbch\af13\loch\f13 MasterCard}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 ）}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \hich\af13\dbch\af13\loch\f13 :USD155}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid3158185\charrsid3158185 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid3158185\charrsid14899966 \trowd \irow7\irowband7\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 调阅签购单副本手续费（每笔）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 国内}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB20}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元；国外}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 USD5}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow8\irowband8\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\trowd \irow9\irowband9\ltrrow\ts11\trgaph108\trrh975\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 预借现金手续费（每笔）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 境内：预借现金金额的百分之一，最低收取}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB10}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \line }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 境外（含港、澳、台）：预借现金金额的百分之三，最低收取}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB30}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元或}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 USD3}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow9\irowband9\ltrrow\ts11\trgaph108\trrh975\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\trowd \irow10\irowband10\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 损坏换卡手续费（每卡}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 /}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 每笔）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB15}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 /}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 卡}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow10\irowband10\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 开具证明（存款、清偿等）手续费（每份）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid9927450 {\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB20}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow11\irowband11\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 补制对账单手续费（每次每\loch\af13\hich\af13\dbch\f13 月）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 索取}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 3}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 个月前的对账单、每次每月收取}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB5}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow12\irowband12\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 溢缴款领回手续费（每笔）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 汇款金额的千分之五，最低收取}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB5}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元或}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 USD1}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow13\irowband13\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 外汇兑换手续费（每笔）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 交易金额的}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 1.5%}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 结付}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow14\irowband14\ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row \ltrrow}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14899966 {\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 快递费（每封）}{\rtlch\fcs1 \ab\af13\afs16 \ltrch\fcs0 \b\f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \hich\af13\dbch\af13\loch\f13 RMB20}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \loch\af13\hich\af13\dbch\f13 元}{\rtlch\fcs1 \af13\afs16 \ltrch\fcs0 \f13\fs16\cf1\kerning0\insrsid14899966\charrsid14899966 \cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\kerning0\dbch\af0\insrsid14899966\charrsid14899966 \trowd \irow15\irowband15\lastrow \ltrrow\ts11\trgaph108\trrh270\trleft-13\trftsWidth3\trwWidth7810\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6907866\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind95\tblindtype3 \clvertalc\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth3078\clhidemark \cellx3065\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10\brdrcf1 \cltxlrtb\clftsWidth3\clwWidth4732\clhidemark \cellx7797\row }\pard \ltrpar\ql \li0\ri0\sl300\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7035251 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid14379744\charrsid3091303 \line }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11734142 __\par }\pard \ltrpar\ql \li0\ri0\sl300\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13385211 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid13385211\charrsid5396071 \loch\af13\hich\af13\dbch\f13 第}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid7035251 \loch\af13\hich\af13\dbch\f13 七}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid13385211\charrsid5396071 \loch\af13\hich\af13\dbch\f13 条}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid13385211\charrsid5396071 \hich\af13\dbch\af13\loch\f13 }{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid13385211\charrsid5396071 \loch\af13\hich\af13\dbch\f13 乙方确认甲方对本合约中有关免除或限制甲方责任、甲方单方面拥有某些权利、增加乙方责任或限制乙方权利的条款，均已向乙方进行了提示和说明。}{\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \ab\af13\afs18 \ltrch\fcs0 \b\f13\fs18\cf1\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13376432 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid16536355\charrsid7896668 \loch\af13\hich\af13\dbch\f13 自动还款备注}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\qj \fi-360\li360\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin360\itap0\pararsid13524656 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid15077463\charrsid7896668 \loch\af13\hich\af13\dbch\f13 您填写的自动还款资料，即表示同意授权本行代为从您的一卡}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16536355\charrsid7896668 \loch\af13\hich\af13\dbch\f13 通人民币活期账户及美元活期现钞或活期现汇账户中}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid15077463\charrsid7896668 \loch\af13\hich\af13\dbch\f13 扣缴信用卡款。美元还款账户可以且\loch\af13\hich\af13\dbch\f13 仅可以从您的一卡通美元活期现钞账户或者美元活期现汇账户中}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid16536355\charrsid7896668 \loch\af13\hich\af13\dbch\f13 任选其一，但不可以同时勾选}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 ，如果同时勾选或都没}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid12270502\charrsid7896668 \loch\af13\hich\af13\dbch\f13 有勾}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 选，则默认设定为美元活期现钞账户。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 如果您此前已经申请过自动还款功能，在填写上述自动还款资料后，系统将会以您最新的申请资料更新您的自动还款设置。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 我行每月于到期还款日扣款一次，请勿另行还款，以免重复。请于当天保持扣款的一卡通账户有足够余额，如余额不足时，则会将账户余额扣至“}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 0}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 ”元，其余部分不再另行补扣。请您自行通过其他方式还款。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\qj \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid357344 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 自动购汇还款备注}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \b\f13\fs18\kerning0\insrsid11734142 __\par }\pard \ltrpar\qj \fi-360\li360\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin360\itap0\pararsid13524656 {\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 购汇申请设置成功后，您存入信用卡的人民币款项将首先用于偿\loch\af13\hich\af13\dbch\f13 还最低还款额中的逾期部分，剩余款项方可用于购汇。直到满足您设定的购汇金额。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 如您同时设置了购汇还款功能和美元账户的自动还款功能，则购汇还款功能将优先于美元账户的自动还款功能，您的人民币缴款会优先购汇偿还信用卡美元账单，您预设的美元自动还款金额与约定购汇金额的差额部分再从您的美元自动还款账户中扣除。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 购汇金额不得高于当期美元账单金额。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid13524656\charrsid7896668 \loch\af13\hich\af13\dbch\f13 如您有其他购汇需要，请致电我行客服中心另行约定。}{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 \f13\fs18\kerning0\insrsid11734142 __\par }{\rtlch\fcs1 \af13\afs18 \ltrch\fcs0 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