理财收益怎么算
理财收益怎么算？公式就是什么？理财的最终目的就就是实现收益的最大化,所以很多时候关注最多的就就是收益,但就是问题也来了,到底理财收益怎么算呢？有没有什么比较简单的方法。
理财收益怎么算
收益等于本金乘以收益率再乘以投资天数除365(收益=本金*收益率*投资天数/365)。但就是小编认为仅仅知道理财收益的计算公式就是不可以的,主要还就是应该运用到实际经验当中,切不可只清楚概念不懂得实战。下面小编为各位举一个实际存在的例子,帮助大家分析理解。
比如一款理财产品的期限就是60天左右,预计收益率为4%,投资者用一万元购买此理财产品,那么到期过后所得收益就是10000*4%/365*60=67、753元,所以这位投资者最终所获得理财收益就就是67、75元。所以小编认为只需要时刻记住公式再加以实战,那么就能轻松理解理财收益怎么算了。
从以上数据中可以清楚知道不同理财产品对应不同收益,高收益必定伴随高风险,所以小编提醒广大投资好友在选择理财产品时一定要进行组合购买,不能够只单瞧理财产品收益还必须时刻关注产品的风险以及期限等情况。
![](https://wkrtcs.bdimg.com/rtcs/image?w=453.00&md5sum=45b954c4f734507f832d2d4eba1e6c3e&sign=0c02b211ad&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=501&ipr={"t":"img","r":"r_5","w":"453.00","h":"201.00","dataType":"png","c":"word/media/image1.png","imgOriW":453,"imgOriH":201})
![](https://wkrtcs.bdimg.com/rtcs/image?w=389.00&md5sum=45b954c4f734507f832d2d4eba1e6c3e&sign=0c02b211ad&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=501&ipr={"t":"img","r":"r_5","w":"389.00","h":"192.00","dataType":"png","c":"word/media/image2.png","imgOriW":389,"imgOriH":192})
![](https://wkrtcs.bdimg.com/rtcs/image?w=506.00&md5sum=45b954c4f734507f832d2d4eba1e6c3e&sign=0c02b211ad&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=501&ipr={"t":"img","r":"r_8","w":"506.00","h":"299.00","dataType":"png","c":"word/media/image3.png","imgOriW":506,"imgOriH":299})
![](https://wkrtcs.bdimg.com/rtcs/image?w=441.00&md5sum=45b954c4f734507f832d2d4eba1e6c3e&sign=0c02b211ad&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=501&ipr={"t":"img","r":"r_10","w":"441.00","h":"201.00","dataType":"png","c":"word/media/image4.png","imgOriW":441,"imgOriH":201})
![](https://wkrtcs.bdimg.com/rtcs/image?w=319.00&md5sum=45b954c4f734507f832d2d4eba1e6c3e&sign=0c02b211ad&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=501&ipr={"t":"img","r":"r_10","w":"319.00","h":"90.00","dataType":"png","c":"word/media/image5.png","imgOriW":319,"imgOriH":90})
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