手机银行开通大额转账功能步骤
手机银行目前免异地和跨行的手续费，单笔和日累计最高可以转账200万。注：手机银行单笔转账超过1万的称为大额转账，须通过手机银行转账汇款下面的“大额转账”二级菜单；大额转账占用的是个人网银的交易额度限制，所以个人网银必须是Ukey客户才可以使用手机银行的大额转账功能。
下面是开通使用大额转账功能的具体步骤：
1、登录个人网银系统，点击转账汇款，如果手机银行需要添加跨行的大额转账，点击跨行汇款。
![](https://wkrtcs.bdimg.com/rtcs/image?w=634.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"634.00","h":"79.00","dataType":"png","c":"word/media/image1.png","imgOriW":992,"imgOriH":110})
图（1）
![](https://wkrtcs.bdimg.com/rtcs/image?w=519.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"519.00","h":"311.00","dataType":"png","c":"word/media/image2.png","imgOriW":793,"imgOriH":475})
图（2）
图（1）和图（2）的目的是为了在网银系统中添加大额转账的客户信息。所以两个要点需要注意，一是选择跨行模式是“普通”；二是一点要在“自动保存收款人信息”后面的方框打上对勾（点击一下即可）。点击后见下图，最下方提示“添加收款人信息成功”即可（不需要真正转账）。
![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"421.00","dataType":"png","c":"word/media/image3.png","imgOriW":786,"imgOriH":598})
图（3）
2、点击“申请开办”下面的二级菜单“手机银行”，继续选择三级菜单“维护收款人名册”。
![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"107.00","dataType":"png","c":"word/media/image4.png","imgOriW":1000,"imgOriH":193})
图（4）图（5）
第一步添加的收款人名册会显示在对话框的左手边，选定账号点击“添加”移动右手边点击下方的“确定”即可。
![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"223.00","dataType":"png","c":"word/media/image6.png","imgOriW":812,"imgOriH":327})
图（6）
按照图（6）显示输入手机验证码点击确认，进入Ukey密码界面，输入Ukey密码即可。![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"223.00","dataType":"png","c":"word/media/image7.png","imgOriW":810,"imgOriH":326})
图（7）
3、点击“申请开办”--“手机银行”--“维护大额转账收款人”
![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"115.00","dataType":"png","c":"word/media/image8.png","imgOriW":993,"imgOriH":207})
图（8）
![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"309.00","dataType":"png","c":"word/media/image9.png","imgOriW":796,"imgOriH":444})
图（9）
选择账号，点击“添加”后确认即可，进入输入验证码和Ukey密码界面。步骤同图（5）。![](https://wkrtcs.bdimg.com/rtcs/image?w=553.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_5","w":"553.00","h":"111.00","dataType":"png","c":"word/media/image10.png","imgOriW":804,"imgOriH":162})
图（10）
提示维护成功即可。
4、登录手机银行，进入转账汇款下面的大额转账界面，即可看到添加的可以大额转账的账户信息。
![](https://wkrtcs.bdimg.com/rtcs/image?w=302.00&md5sum=14aff3e2f9ecd74f20b0c43d1e36880d&sign=b87b528d27&rtcs_flag=1&rtcs_ver=4&l=webapp&bucketNum=635&ipr={"t":"img","r":"r_7","w":"302.00","h":"387.00","dataType":"png","c":"word/media/image11.png","imgOriW":800,"imgOriH":1280})
图（11）
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