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一首套房贷二手房贷款利率及还款明细表

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一．首套房贷二手房贷款利率及还款明细表（基准利率下浮30%）贷款利率具体下浮比例以各家银行实际执行标准为准
等额本息方式月还等额本金方式首月月
借款金额
借款年数借款年利率%借款月利率‰
款金额
￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000
12345678910111213
3.7173.783.784.0324.0324.1584.1584.1584.1584.1584.1584.1584.158
3.09753.153.153.363.363.4653.4653.4653.4653.4653.4653.4653.465
一次性还本付息
￥433.27￥294.26￥225.93￥184.31￥157.17￥137.42￥122.63￥111.15￥102.00￥94.53￥88.32￥83.09
还款
一次性还本付息
￥448.17￥309.28￥241.93￥200.27￥173.54￥153.70￥138.82￥127.24￥117.98￥110.41￥104.09￥98.75
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￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000

1415161718192021222324252627282930
4.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.1584.158
3.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.4653.465
￥78.62￥74.76￥71.40￥68.45￥65.84￥63.51￥61.43￥59.56￥57.87￥56.34￥54.94￥53.66￥52.49￥51.41￥50.42￥49.51￥48.66
￥94.17￥90.21￥86.73￥83.67￥80.95￥78.51￥76.32￥74.33￥72.53￥70.88￥69.37￥67.98￥66.70￥65.51￥64.41￥63.39￥62.43
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二．二套房贷二手房贷款利率及还款明细表（基准利率上浮10%）
借款年利
借款金额借款年数
率%
￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000
12345678910111213
5.8415.945.946.3366.3366.5346.5346.5346.5346.5346.5346.5346.534
借款月利等额本息方式月还等额本金方式首月月率‰
款金额
还款
4.8675一次性还本付息一次性还本付息4.954.955.285.285.4455.4455.4455.4455.4455.4455.4455.445
￥442.94￥303.95￥236.39￥194.89￥168.26￥148.66￥134.03￥122.72￥113.72￥106.41￥100.37￥95.30
￥466.17￥327.28￥261.13￥219.47￥193.34￥173.50￥158.62￥147.04￥137.78￥130.21￥123.89￥118.55
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￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000

1415161718192021222324252627282930
6.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.5346.534
5.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.4455.445
￥90.99￥87.30￥84.10￥81.30￥78.85￥76.68￥74.76￥73.04￥71.50￥70.11￥68.86￥67.73￥66.71￥65.77￥64.92￥64.14￥63.43
￥113.97￥110.01￥106.53￥103.47￥100.75￥98.31￥96.12￥94.13￥92.33￥90.68￥89.17￥87.78￥86.50￥85.31￥84.21￥83.19￥82.23
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三、商业用房按揭贷款及房屋抵押贷款月还款计算表
借款年利
借款金额借款年数
率%
￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000实用文档
12345678910111213
5.315.45.45.765.765.945.945.945.945.945.945.945.94
借款月利等额本息方式月还等额本金方式首月月率‰4.4254.54.54.84.84.954.954.954.954.954.954.954.95
款金额一次性还本付息
￥440.51￥301.51￥233.75￥192.21￥165.45￥145.80￥131.12￥119.76￥110.72￥103.36￥97.27￥92.16
还款
一次性还本付息
￥461.67￥322.78￥256.33￥214.67￥188.39￥168.55￥153.67￥142.09￥132.83￥125.26￥118.94￥113.60

￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000

1415161718192021222324252627282930
5.945.945.945.945.945.945.945.945.945.945.945.945.945.945.945.945.94
4.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.95
￥87.80￥84.06￥80.82￥77.98￥75.48￥73.27￥71.30￥69.54￥67.95￥66.53￥65.24￥64.06￥63.00￥62.02￥61.13￥60.32￥59.57
￥109.02￥105.06￥101.58￥98.52￥95.80￥93.36￥91.17￥89.18￥87.38￥85.73￥84.22￥82.83￥81.55￥80.36￥79.26￥78.24￥77.28
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四．住房公积金贷款还款明细表
借款年利
借款金额借款年数
率%
￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000实用文档
12345678910111213
3.333.333.333.333.333.873.873.873.873.873.873.873.87
借款月利等额本息方式月还等额本金方式首月月率‰2.7752.7752.7752.7752.7753.2253.2253.2253.2253.2253.2253.2253.225
款金额一次性还本付息
￥431.27￥292.27￥222.80￥181.16￥155.86￥136.09￥121.29￥109.80￥100.63￥93.14￥86.92￥81.68
还款
一次性还本付息
￥444.42￥305.53￥236.08￥194.42￥171.14￥151.30￥136.42￥124.84￥115.58￥108.01￥101.69￥96.35

￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000￥10,000

1415161718192021222324252627282930
3.873.873.873.873.873.873.873.873.873.873.873.873.873.873.873.873.87
3.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.2253.225
￥77.19￥73.32￥69.94￥66.98￥64.35￥62.01￥59.92￥58.03￥56.32￥54.77￥53.36￥52.07￥50.88￥49.79￥48.79￥47.86￥47.00
￥91.77￥87.81￥84.33￥81.27￥78.55￥76.11￥73.92￥71.93￥70.13￥68.48￥66.97￥65.58￥64.30￥63.11￥62.01￥60.99￥60.03
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